The multifaceted nature of Social Security is why she’s optimistic about saving it, she added. First, there is the range of options within the rules. Shedden cited the Social Security at 90 report, which already mapped out many viable legislative solutions in January 2025. A joint study by the AARP, the National Academy of Social Insurance, the National Institute on Retirement Security, and the U.S. Chamber of Commerce, it recommended adjusting the maximum taxable earnings cap, which historically covered 90% of Americans’ income, but now only covers about 80% because of concentrated wealth among the top 6% to 10%. Options include applying payroll taxes to earnings over $400,000 or eliminating the cap entirely, as is done with Medicare. Another option is incrementally raising the worker payroll tax from 6.2% to 7.2%. Surprisingly, raising the full retirement age—which Shedden emphasizes is actually a benefit cut—is not a highly supported policy change.
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少年记忆里的老家院子格局，三间正房，两间厦房。正房是茅草房，厦房是瓦房，茅草房住着爷爷奶奶和一辈子没有成家的大伯，瓦房住着我们一家。那时候，似乎整冬整冬都下着大雪，长长的冰凌从檐口垂挂下来，比冬天还要长。我发现，茅草房的冰凌和瓦房的冰凌有两处不同，茅草房的冰凌结得要壮硕一些，更长一些，甚至能垂挂到地面，让人产生天地相连的错觉。瓦房的冰凌会短小一些，整齐一些，也脆弱得多，会被一阵风吹折；茅草房的冰凌颜色褐黑或淡黑，有茅草的卤水苦涩，瓦房的冰凌透明无色，有一股淡淡的瓦味。瓦味是什么味呢？我也说不清，瓦是泥做的，但已不是泥味，那说不出的味近似于崭新的铁钉味，父亲给人打家具时，会用到钉子，我尝过那个味道。我认定那带着一半铁钉味道的，就是瓦味，瓦味里也有一股蓝。我到十八岁高中毕业时，第一次到县城，才知道这个世界上有冰棍这个东西，但少年时，我已提前学会了把房子上垂挂下来的冰凌当冰棍吃，它取之不尽，比随起随落的风还要方便，还能变换着口味吃。
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